English Japanese

私たち日本アンダーライティング協会は、
生命保険の新規契約引受などリスク評価の
中核業務を行うプロフェッショナル集団です。

協会概要

協会概要

Association Outline

Business Outline»

Message from Our Representative Director

The mission of underwriters in the life insurance industry is to ensure all customers bear insurance premiums fairly for the risk they bring to the insurance pool. This is one of the core functions of life insurance companies that can result in promoting the financial health and moral soundness of the life insurance business. By fairly evaluating applications based on applicant’s age, gender, health conditions, medical history, and working conditions, underwriters make decisions whether to accept such applications accordingly. Thus, we contribute to the social welfare and wellbeing by providing financial protection, while we protect and control the mortality & morbidity experience of insurers for which we are working.
The life insurance underwriter is also the company’s underwriting risk expert. We are responsible for the development of underwriting policies, questionnaires, manuals and other standard by products, as well as the use of reinsurance solutions, and reviewing of the latest overseas underwriting research. It is also very important to speed up and improve the efficiency of underwriting operations. These days, automation and maintenance of underwriting rules and other duties related to underwriting operations have also become an increasingly important part of underwriter’s roles.
With rapid development of new technologies such as Artificial Intelligence and ICT as well as remarkable advances in medicine and healthcare including genomics, more and more diseases that were difficult to be detected and treated have been cured. It is likely that we would soon enter the era when human health conditions can be accurately predicted. Accordingly, the roles expected for underwriters would be inevitably evolving towards those with broader and higher skill sets. I firmly believe that in such a new era, the Underwriting Association of Japan is expected not to merely provide information based on the past experience but also to thoroughly analyze the past and to present the future vision to provide support to underwriters who are at the forefront of underwriting.
The Underwriting Association of Japan is committed to helping the development of underwriters by providing the knowledge necessary for the roles and responsibilities of underwriters through educational courses, qualifications and various other activities.

August 2020
Shigeru Yatsuka
Representative Director
UWAJ

Mission and Business Activities

Mission Statement

The mission of the UWAJ is to advocate the importance of underwriting and further develop industry professionals with underwriting expertise & skill in addition to developing the profession, whilst enhancing industry standards and that of national health & welfare management.

Business Activities

The UWAJ conducts the following business activities to fulfill its mission

  1. Academic research and investigation related to underwriting.
  2. Training and accreditation for underwriters.
  3. Information exchange and cooperation with domestic and overseas organizations related to underwriting.
  4. Dissemination of information and publication regarding underwriting.
  5. Research and investigation concerning appropriate claim payments.
  6. Extraordinary activities required to accomplish the missions of the UWAJ.

Organization Name

Underwriters Association of Japan (UWAJ)

Brief History

2006
The Underwriters Association of Japan Limited Liability Intermediate Corporation was established in July.
The first education seminar was implemented in October.
2008
Textbooks for the entry-level qualification exam were published in September.
2009
The first entry-level qualification exam was carried out in January. The UWAJ was reorganized into an Incorporated Association from Limited Liability Intermediate Corporation in June, in accordance with the abolishment of the Intermediate Corporation Act. Textbooks for the intermediate level qualification exam were published in September.
2010
The second qualification exam for entry-level and intermediate level was carried out in February.
The first UWAJ Annual Conference was held in May.
Textbooks for the advanced level qualification exam were published in September.
2011
The third qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The first UWAJ Annual Conference was held in May.
2012
The fourth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The second UWAJ Annual Conference was held in May.
2013
The fifth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The third UWAJ Annual Conference was held in May.
2014
The sixth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The fourth UWAJ Annual Conference was held in May.
2015
The seventh qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The fifth UWAJ Annual Conference was held in May.
2016
The eighth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The sixth UWAJ Annual Conference was held in May.
2017
The nineth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The seventh UWAJ Annual Conference was held in May.
2018
The tenth qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The eighth UWAJ Annual Conference was held in May.
2019
The eleventh qualification exam for entry-level, intermediate level and advanced level was carried out in February.
The ninth UWAJ Annual Conference was held in May.
2020
The twelveth qualification exam for entry-level, intermediate level and advanced level was carried out in February

Directors and Secretariant

Representative Director
Shigeru Yatsuka
Zurich Life Insurance Company Ltd.
Director
Takaomi Watanabe
Tokio Marine & Nichido Life Insurance Co., Ltd.
Masayo Tanaka
Daido Life Insuarance Company
Naoyuki Tsukada
The Toa Reinsurance Company, Limited
Hideya Kohno
Hannover Re Services Japan
Shinya Okazaki
Munich Re, Japan Branch
Naoki Chida
General Reinsurance AG Tokyo Branch
Toshiro Hoshiko
Sumitomo Life Insurance Company
Kazuhiko Ishikawa
RGA Reinsurance Company
Akira Inoue
Manulife Life Insurance Company
Masanori Tanaka
Swiss Re Asia Pte. Ltd., Japan Branch
Masaki Yamagishi
Metlife Life Insuarance Company
Yuko Yoshitake
The Dai-ichi Life Insurance Company, Limited
Auditor
Hiroyuki Toyota
The Prudential Life Insurance Co., Ltd.

Location

The Underwriters Association of Japan (UWAJ)

Address
C/O TOKYOTO BUSINESS SERVICE CO.,LTD., Time24 Building 5F 2-4-32, Aomi, Koto-ku, Tokyo, 135-0064, Japan

Corporate Membership

  • (The number of members is 52 as of July 15, 2020)
  • Aflac Life Insurance Japan Ltd.
  • Asahi Mutual Life Insurance Co.
  • AXA Direct Life Insurance Co., Ltd.
  • AXA Life Insurance Co., Ltd.
  • CARDIF Assurance Vie Japan
  • CREDIT AGRICOLE Life Insurance
  • Daido Life Insurance Co.
  • FUKOKU MUTUAL LIFE INSURANCE COMPANY
  • Fukokushinrai Life Insurance Co.,Ltd.
  • FWD Fuji Life Insurance Co., Ltd.
  • General Reinsurance AG Tokyo Branch
  • Hanasaku Life Insuarance Co.,Ltd.
  • Hannover Life Re
  • Japan CO-OP Insurance Consumers’ Co-operative Federation
  • JAPAN POST INSURANCE
  • LIFENET INSURANCE COMPANY
  • Manulife Life Insurance Company
  • Medicare Life Insurance Co.,Ltd.
  • Meiji Yasuda Life Insurance Company
  • Metlife Life Insuarance Company
  • Mitsui Sumitomo Aioi Life Insurance Company, Limited
  • Munich Re, Japan Branch
  • National Federation of Workers and Consumers Kyosai Cooperatives
  • National Mutual Insurance Federation of Agricultural Cooperatives
  • Nippon Life Insurance Co.
  • Nippon Wealth Life Insurance Company Limited
  • NN Life Insurance Company, Ltd.
  • ORIX Life Insurance Corporation
  • Rakuten Life Insurance Co., Ltd.
  • RGA Reinsurance Company
  • SBI Life Insurance Co.Ltd.
  • SBI IKIIKI SSI Inc.
  • SCOR SE Japan Branch
  • SOMPO Himawari Life Insurance,Inc
  • Sony Life Insurance Co., Ltd.
  • Sumitomo Life Insurance Co.
  • Swiss Re Asia Pte. Ltd.,
  • Taiju Life Insurance Company Limited
  • Taiyo Life Insurance Company.
  • Teachers’ Mutual Aid Co-Operative Society.
  • T&D FINANCIAL LIFE INSURANCE COMPANY
  • The Dai-ichi Life Insurance Company, Limited
  • The Gibraltar Life Insurance Co., Ltd.
  • The Neo First Life Insurance Company, Limited
  • The Prudential Life Insurance Co., Ltd.
  • The Prudential Gibraltar Financial Life Insurance Co.,Ltd.
  • The Toa Reinsurance Company, Limited
  • Tokio Marine & Nichido Communications Co.,Ltd.
  • Tokio Marine & Nichido Life Insurance Co., Ltd.
  • Uchiyama Underwriting Co., Ltd.
  • Underwriting & Claim Consulting Company
  • Zurich Life Insurance Company Ltd.
  • & Individual members
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